Horace Mann Announces Fourth Quarter Earnings Release and Conference Call

February 10, 2004

SPRINGFIELD, Ill., Feb. 10 /PRNewswire-FirstCall/ -- Horace Mann Educators Corporation (NYSE: HMN) will release its fourth quarter 2003 earnings on Tuesday, February 17, 2004 before the market opens. The earnings press release will be available shortly thereafter within the Investor Relations section of the Company's website at www.horacemann.com . Management will host a conference call to discuss the financial results later that morning at 10:00 a.m. EST.

The call will be simulcast over the Internet. On-demand replay will be available via the Internet or telephone for those unable to listen to the call live.

     What:          Fourth Quarter Earnings Release Conference Call

     When:          Tuesday, February 17, 200410:00 a.m. EST

     Access Live:   www.horacemann.com

     Access Replay: Internet - www.horacemann.com
                    Internet replay will be available through March 17, 2004
                    Telephone - (973) 341-3080  -  pin number:  4497042
                    Telephone replay will be available through February 24,
                     2004

It is suggested that those wishing to listen to the Internet simulcast log-on to the call 15 minutes in advance to register for access to the call and to download required audio software.

Horace Mann -- the largest national multiline insurance company focusing on educators' financial needs -- provides retirement annuities, life insurance, property/casualty insurance, and other financial solutions. Founded by educators for educators in 1945, the company is headquartered in Springfield, IL. Horace Mann is publicly traded on the New York Stock Exchange as HMN. For more information, visit www.horacemann.com .

SOURCE  Horace Mann Educators Corporation
    -0-                             02/10/2004
    /CONTACT:  Dwayne D. Hallman, Senior Vice President-Finance of Horace Mann
Educators Corp., +1-217-788-5708/
    /Web site:  http://www.horacemann.com /
    (HMN)

CO:  Horace Mann Educators Corporation
ST:  Illinois
IN:  FIN INS
SU:  CCA MAV

JS-AJ 
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1268 02/10/200415:12 ESThttp://www.prnewswire.com